Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. His work has been featured by Forbes, Bankrate, Fox Business, Slick Deals, LendingTree, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.
Articles by Kevin Payne

Hilton Honors American Express Surpass® Card Review 2023
The Hilton Honors American Express Surpass® Card provides midrange benefits, but its large sign-up bonus and rewards rates offer value in the right hands.
November 17, 2023

Best Visa Credit Cards for November 2023
There are 4.2 billion Visa cards worldwide, many of which earn rewards or offer valuable benefits to cardholders. Learn about our top picks for best Visa credit cards.
November 16, 2023

Best Credit Cards for Students in November 2023
A student credit card can help you build credit and access beneficial consumer tools and perks. Learn about our picks for the best credit cards for students and how you can start building credit.
November 16, 2023

Capital One Venture Rewards Credit Card Review 2023
The Capital One Venture Rewards Credit Card offers valuable rewards and perks that casual and frequent travelers will love.
November 16, 2023

What Is a Digital Wallet and How Does It Work?
Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.
November 16, 2023

7 Benefits of Making Purchases on Your Credit Card
Credit cards are one of the most popular payment methods and offer several valuable benefits for consumers.
November 16, 2023

How Many Bank Accounts Should You Have?
Banks offer multiple account types for different needs. Keep reading to learn how many accounts you should have.
November 06, 2023

Capital One Platinum Credit Card Review 2023
The Capital One Platinum Credit Card has no rewards program and few perks, but it offers an opportunity for cardholders with “fair” credit to build their credit without a security deposit.
November 05, 2023

Amex Blue Cash Everyday® Card Review 2023
Blue Cash Everyday® Card from American Express earns bonus cash back on groceries, gas, and online purchases without the added cost of an annual fee.
October 29, 2023

What Is a Cash Advance and Should You Get One?
A cash advance enables consumers to withdraw cash by borrowing against their credit card. Here’s what you need to know about them.
October 14, 2023

U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Unlimited 2023
U.S. Bank Cash+ and Chase Freedom Unlimited earn bonus cash back, but the better option for you may depend on your spending habits.
September 30, 2023

Petal 1 Visa vs. Credit One Bank Platinum Visa: Detailed showdown 2023
The Petal® 1 Visa® and Credit One Bank® Platinum Visa® both offer a lower entry barrier to help build your credit profile, but which card is better? Find out in our latest guide.
September 26, 2023

Average American Savings Account Balance
Americans keep an average of $41,600 in savings, but this doesn't tell the whole story. Keep reading to find out how much Americans are saving and how much you should save.
September 18, 2023

What Is a Black Credit Card? Guide & Examples 2023
Black card perks can make you green with envy. Learn about these luxury benefits unavailable to most consumers—and the sky-high cost of gaining access to them.
September 12, 2023