Personal Finance
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Catherine Hiles

Catherine Hiles

Catherine Hiles is a professional writer who was first published in 2009. Since then, she has written for several publications including The Penny Hoarder, Dayton Mom Collective, and The News Wheel. She loves to research and write about topics such as insurance, banking, parenting, pets, and the automotive industry.

Catherine hails from the U.K. but spent several years in Belgium before settling in the U.S with her husband. She currently resides in the heart of America — Dayton, Ohio — where she works as the manager of a content and design team at a local marketing agency.

In her spare time, she enjoys running, reading, cooking, walking her dog, and taking care of her two young children.

Personal website: https://catherinehiles.com/

Articles by Catherine Hiles

fixed annuity

What Is a Fixed Annuity?

A fixed annuity is a retirement savings option that provides a fixed return so you can more easily budget for your lifestyle post-retirement.

Travelers Insurance Review

Travelers Insurance Review 2023

Travelers offers auto insurance with lower rates than the national average, plus a wide range of discounts to help decrease costs further.

pros cons annuitie

The Pros and Cons of Annuities

Annuities can help supplement your retirement income, but how do you know if it’s a good option for you? Learn more about the pros and cons of annuities.

gap insurance

What is Gap Insurance?

Gap insurance helps to pay the difference between your car’s actual cash value and your outstanding loan amount if your vehicle is stolen or declared a total loss.

sinking fund

Sinking Fund: What Is It, Types & How to Set One Up

A sinking fund is a financial tool you can use to save money over time for a specific expense, such as a planned vacation or a home repair.

best checking accounts

Best Checking Accounts in November 2023

The best checking accounts offer numerous benefits, such as no fees, special offers for opening an account, and high annual percentage yields.

car loans

Which Credit Score Is Used for Car Loans?

While some car loan lenders may use the FICO auto score to check an applicant’s eligibility, they might also choose to use the basic FICO score or their VantageScore.

investing for beginners

9 Best Investments for Beginners

Investing your money can seem unsettling if you’re not sure which route to take. The best investments for beginners will help you get started.

Best Joint Checking Accounts 2023

Joint checking accounts allow account holders to pay for shared expenses more easily. The joint checking accounts listed here can get you started.

gas credit cards

7 Best Gas Credit Cards for November 2023

The best gas credit cards can help you save money on gasoline, as well as on purchases at grocery stores, restaurants, and for travel.

best bad credit loans

Best Bad Credit Loans in November 2023

The best bad credit loans can help you consolidate debt, pay unexpected expenses, fund important purchases, and build a better credit score.

best secured credit cards

Best Secured Credit Cards for November 2023

A secured credit card can help you turn around your credit score and set you on the path to financial flexibility and freedom.

best way to earn interest on your money

6 Best Ways to Earn Interest On Your Money in 2023

The best way to earn interest on your money depends on your savings goals, but these six options may provide a great return.

credit score to buy a house

What credit score do I need to buy a house?

A credit score in the “good” or “excellent” range is ideal for mortgage approval, but borrowers with lower scores can find options as well.

prequalify for a loan

How to Prequalify for a Loan

If you want to apply for a loan, prequalifying can help you choose the best option. Find out how to prequalify for a loan and what to expect from the process.

680 Credit Score

Is a 680 Credit Score Good or Bad?

A 680 credit score is considered “good,” but there’s still room for improvement if you want to be approved for the best credit cards and loans.

different credit score ranges

What Are the Different Credit Scoring Ranges?

There are four broad credit scoring ranges: Bad, fair, good, and excellent. Knowing where your score falls is important if you plan on applying for credit.

760 Credit Score

Is a 760 Credit Score Good or Bad?

A 760 credit score is considered in the “good” to “very good” range and can help ensure approval for the best loans and credit cards.

car payment

How Much Should My Car Payment Be?

When you’re in the market for a new vehicle, it’s important to set a budget for your monthly payment before determining your price range.

Side Hustles

How to Start A Side Hustle

Starting a side hustle doesn’t have to be difficult; you can create a side business with little to no money and start making money fast.

credit score drop

8 Reasons Your Credit Score Dropped and 6 Ways To Fix It

A sudden drop in your credit score can cause anxiety, but by identifying and correcting the issue you can get your score back up in no time.

Fidelity Rewards Visa Signature Card Review

Fidelity Rewards Visa Signature Card Review 2023

The Fidelity Rewards Visa Signature Card has special benefits designed to help cardholders build long-term wealth.

Amazon Business Prime Card Review

Amazon Business Prime American Express Card Review

Considering the Amazon Business Prime American Express Card? It may be well worth it, as long as you’re an Amazon Business Prime member.

what affects your credit scores

What Affects Your Credit Scores?

Your credit score can significantly impact your ability to qualify for loans and credit cards. Learn what affects your credit score so you can work toward a positive financial future.

good credit score

What Is a Good Credit Score?

A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.

bad credit

Bad Credit: Definition, Impact and How To Improve

A bad credit score isn’t the end of the world. With the right plan and solid determination, you can repair your credit score in around a year.

AAA Roadside Assistance

Is It Worth Paying for AAA Roadside Assistance?

Roadside assistance is a lifesaver when you’re stranded on the side of the road. But is AAA roadside assistance worth it, or is there a better option?

Father lets his son drive his car

Adding Your Child to Your Car Insurance Guide

Adding your child to your car insurance after they pass their driving test is easy—but you’ll need to be prepared for the high cost.

hit and run

What To Do After A Hit And Run Car Accident?

If you’re involved in a hit-and-run accident, it’s important to stay calm so you can follow the proper steps with the police and your insurer.

How to find a real estate agent

How to Find A Real Estate Agent (For Buyers and Sellers)

Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.

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