Personal Finance
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Rebecca Lake

Rebecca Lake

Rebecca Lake is a Certified Educator in Personal Finance (CEPF), freelance writer, and blogger whose mission is helping others learn how to master their money. Her writing has been featured on Forbes Advisor, Investopedia, SoFi, and SmartAsset. She's also the founder of Boss Single Mama, a personal finance website for moms who want to become financially savvy.

Articles by Rebecca Lake

best cd rates

Best CD Rates in November 2023

Comparing the best CD rates at banks and credit unions can help you find the right savings option for your needs and goals.

personal loan no credit check

How to Get a Personal Loan Without a Credit Check

A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.

best bank accounts for kids

Best Bank Accounts for Kids (Checking & Savings) 2023

The best bank accounts for kids include checking and savings accounts from online banks, neobanks, and traditional banks.

savings for kids

Best Savings Accounts for Kids for November 2023

Banks and credit unions offer savings accounts for kids and teens to help them reach their financial goals. Learn which kids' savings accounts rate the best.

credit report dispute

How to Dispute a Credit Report

Disputing credit report errors could help to add points to your credit score. Learn how to initiate—and pursue—a dispute.

cash in checking account

How Much Cash to Keep in Your Checking Account (vs. Savings)

Checking and savings accounts can help you reach different goals. It's important to know how much money you should keep in each one.

credit report

How to Get a Credit Report

Checking your credit reports regularly can help you stay on top of score changes. Learn how to get a credit report online.

best 1-year cd rates

Best 1-Year CD Rates in November 2023

Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.

are cds worth it

Are CDs Worth It?

Certificates of deposit (CDs) can offer competitive rates to savers, but it's important to compare options from different banks to find the right one.

credit score hard inquiry

What Is a Hard Inquiry?

Hard inquiries happen when an authorized person or entity requests a copy of your credit reports. Hard inquiries are also known as “hard pulls” or “hard credit checks.” They’re usually standard when applying for credit.

late payments on credit report

How Long Do Late Payments Stay on a Credit Report?

Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.

lendingclub review

LendingClub Bank Review 2023

LendingClub Bank offers checking accounts, high-yield savings, CDs, personal loans, and auto loans. Learn how it works to decide if it's the right bank for you.

soft inquiry

What Is a Soft Inquiry? All You Need To Know

A soft inquiry is a credit check (performed by you or someone else) that doesn’t affect your credit score.

delinquency report

What Is a Delinquency on a Credit Report?

Credit report delinquencies can cost you credit score points, but it's possible to avoid them if you pay bills on time.